The domiciliation de salaire (salary transfer) at the Banque Internationale Arabe de Tunisie (BIAT) is a formal agreement where an employee authorizes their employer to deposit their salary directly into their BIAT bank account. This procedure is often a requirement for obtaining personal loans or credit facilities, as it serves as a guarantee for the bank. Key Components of the Domiciliation Document
A standard BIAT salary transfer request typically includes the following:
Personal Identification: Full name and National Identity Card (CIN) number.
Account Details: Specific BIAT account number (RIB/IBAN) and the branch (agence) where the account is held.
Irrevocability Clause: In the context of a loan, this request is often "irrevocable," meaning it cannot be cancelled without a formal release (mainlevée) from the bank until the debt is repaid.
Authorized Signatures: Signed by the employee and usually requires an acknowledgment or countersignature from the employer's HR or finance department. How to Obtain the Forms domiciliation de salaire biat pdf
Digital Access: You can download your RIB/IBAN directly through the MyBIAT mobile app or web portal by navigating to "Mes documents" -> "Édition RIB/IBAN".
Official Templates: Standard PDF templates for the request can often be found on platforms like Scribd or by visiting a local BIAT branch directly. Benefits for the Employee
Credit Facilitation: Simplifies the approval process for consumer loans and mortgages.
Financial Management: Automatic transfers ensure timely availability of funds and easier tracking of income.
Exclusive Services: Domiciled clients often gain access to specific BIAT service packages designed to build long-term loyalty. Demande de Domiciliation de Salaire | PDF - Scribd The domiciliation de salaire (salary transfer) at the
To request the domiciliation of your salary with Banque Internationale Arabe de Tunisie (BIAT), you can use the standard template below. This text should be filled out and submitted to your employer's Human Resources department. Demande de Domiciliation de Salaire Objet : Demande de domiciliation de salaire
Je soussigné(e) [Votre Nom et Prénom], titulaire de la carte d’identité nationale n° [Numéro CIN], employé(e) au sein de [Nom de votre Entreprise], vous prie de bien vouloir procéder à la domiciliation de mon salaire et de toute autre rémunération auprès de la Banque Internationale Arabe de Tunisie (BIAT).
Veuillez trouver ci-dessous les coordonnées bancaires nécessaires au virement :
Agence BIAT : [Nom de votre agence, ex: Agence Tunis Marine] RIB (20 chiffres) : [Indiquez votre RIB complet ici]
Je vous remercie de bien vouloir prendre les dispositions nécessaires pour que mon salaire soit versé régulièrement sur ce compte à compter du mois de [Mois/Année]. Fait à [Ville], le [Date]. Flux utilisateur (rapide)
Signature de l’employé :(Précédée de la mention "Lu et approuvé") Important Details for BIAT Customers
Irrevocable Commitment: If you are applying for a loan, the bank may require an "irrevocable" domiciliation (attestation de domiciliation irrévocable), which guarantees the bank that your salary will continue to be paid into that account until the loan is repaid.
Required Documents: When submitting this to your HR, attach a Relevé d’Identité Bancaire (RIB). You can easily download your RIB via the MyBIAT mobile app or the BIATNET web service.
Online Access: You can track the arrival of your first transfer through the MyBIAT platform. Demande de Domiciliation de Salaire | PDF - Scribd
This guide is structured to be clear and can be used as a template for an internal HR document, a bank brochure, or an informational sheet for employees.
The BIAT domiciliation PDF is a binding contract. You must be aware of:
Pour prouver à votre employeur que votre salaire doit être versé à la BIAT, vous aurez besoin de l’attestation de domiciliation de salaire. Ce document officiel, généralement au format PDF, est délivré par votre agence BIAT.